I love this way of looking at the world. I can’t subscribe to it, but I really do appreciate the optimism of those who do.
The "optimism" you describe is the result of nearly four decades of using plunge saws (starting with an Elu MH25, then a Holz-Her Mosquito, neither of which used a guide rail) - and just a few years of college doing my C&Gs. So not optimism at all
In my world, care (attention) is a limited resource and unevenly distributed. Any operation that requires more attention than a similar operation to achieve the same level of safety is by definition more dangerous.
Attention when using tools which posses fast, sharp spinney things attached to them, like saw blades, is an absolute requirement, not an option, I'd say. Even slow sharp stuff like Stanley knives can and do injure the unwary. If you don't know how to use something safely, and you aren't paying attention, you are much more likely to have an accident (look up accident figures to see how many utility knife accidents there are each year, an item we all take for granted)
Most plunge saws are designed to retract when the operator releases pressure on the handle, at which point the blade retracts under spring pressure to inside the housing. That's one of the safety features which makes plunge saws safer to use than conventional portable circular saws.
Rail guided plunge saws are designed to be plunged into the cut at the start. TBH hanging the guide rail over the edge of the work with the saw atop the rail and then plunging the blade before moving the saw into the material is actually less safe than starting a cut by plunging into the material to begin with. This is because the weight of the saw will tend to bend the guide rail which in turn can result in it actually lifting off the work piece at the far end and potentially pivoting the rail. Guide rails can also twist when hung overboard which is even less safe. I have seen both of those things bhappen. Bear in mind that whilst that is less likely you will bend or twist an overhanging guide rail with a corded saw such as the TS55 or MT55c or GKT55CE, it becomes more likely with a similar size cordless model (due to the extra weight of the batteries) and when you get up to the weight of a TS75 or the big Mafell KS85EC l it will definitely happen. Of course you can always clamp the guid rail to the material, but that a is very slow way to work.
As to the other issues which generate kickback on plunging I more ir less stated them above:
(i) blunt or inappropriate blade in use - blunt blades will kickback on any type of saw
(ii) low voltage (overly long main cable or batteries nearly exhausted in the case of cordless tools) will result in the tool not spinning up to the required speed which can result in a stall or kickback when plunged in
(iii) to fast a plunge speed - again can result in a stall or kickback. Just learn to feed the saw into the material smoothly and at the correct rate so that the motor doesn't slow down too much. Easily done by ear. It isn't rocket science
The other thing is that you ideally should use two hands to plunge and NEVER position yourself directly behind the saw whilst cutting. But I'd have thought that was obvious
Compared to freehand plunging a conventional circular saw rail modern rail guided plunge saws are very much safer to use.
I therefore wouldn't agree that plunge saws aren't safe - surely it's other factors which can make a plunge cut unsafe?